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Individual Health Insurance

Posted on August 9th, 2010

Many consumers across the nation are currently struggling to afford individual health insurance.  Various states are looking for ways to help their residents have the proper coverage for their families.  It doesn’t appear that health insurance costs are coming down any time soon, if at all, so many rely on government assistance to ensure they are protected.

North and South Carolina are two examples of states working hard to protect their residents.  Medicaid and Medicare are assisting many of their needy residents but they also have other programs designed to help the less fortunate afford health care.  They also prioritize educating residents on leading healthy lifestyles.  Nort

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Tags: Health Insurance, Individual Health, Individual Health Insurance, Insurance
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Individual Health Insurance Basics, Part 2

Posted on November 4th, 2009

My last post went over some basic information about individual health insurance. This time I’d like to dig deeper into how plans are priced.

How much does an individual health insurance plan cost? Cost is an important consideration when buying health insurance. Running quotes is the fastest way to find out what a policy might cost you. Generally speaking, a plan with more coverage will cost more than a plan with less coverage. You may find the benefits in an individual policy are simpler than in a group plan. And, there is usually a greater cost-sharing element. For example, you might have to pay co-payments, deductibles and coinsurance before the insurance plan pays any claims.

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Tags: Health Insurance, Individual Health, Individual Health Insurance, Insurance
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